Seattle Wholesale Mortgage, powered by O C Home Loans Inc.NMLS #1842513
RATES & MARKET

What are mortgage
rates doing?

See the broader mortgage and bond markets, without needing to follow every headline.

THE BIG PICTURE

Where mortgage rates stand.

These are national averages, not a personalized quote from Lance. Switch between sources to explore their surveys.

Each source uses its own assumptions and update schedule. Check the date and “About these rates” before comparing.

What could make my rate different?

Your loan type, credit, down payment, property, points and lock period all matter. Compare the rate alongside APR, fees and the full monthly payment.

BEHIND THE MOVEMENT

Follow the bond market.

Mortgage-backed securities, or MBS, help shape mortgage pricing. Treasury yields offer another view of the broader interest-rate market.

How do I read this?

MBS figures show bond prices. Treasury figures show yields. They can help explain market moves, but they aren’t your mortgage rate and don’t tell us where rates will go next.

Check the provider’s timestamp. These widgets may show the last market close rather than a current-day update.

Market data and commentary are supplied by MBS Live / HousingBrief and the sources named in each widget. Figures are market information, not a loan offer or a commitment to lend. Commentary opens on the provider’s website.

WANT TO GO DEEPER?

More context, when you want it.

These resources open on my HousingBrief website.

Bring it back to your budget.

Try a payment scenario, then see the other costs that belong in your plan.

Open the mortgage calculator →
Understand your purchase numbers →
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