You’re using A.I. to explore homes and mortgages. I use it too, with 25 years of lending experience to pressure-test the research, separate facts from assumptions and help you understand your choices.
The wholesale mortgage marketplace lets me compare rates, products and features across multiple lenders, rather than relying on one lender’s menu. We can put the numbers to work around your goals and look for opportunities to save thousands. Savings aren’t guaranteed.
Buying a home? Learn where you could save thousands.
What could you save on the home you want? Explore the value of a personalized brief that brings your home search and wholesale mortgage options together.
Estimates and eligible seller-credit uses depend on verified details, your loan program and actual eligible costs. A brief is guidance, not a loan approval, appraisal or guarantee of savings.
SEATTLE WHOLESALE MORTGAGE
YOUR HOME. YOUR GOALS. LET’S LOOK AT YOUR OPTIONS.
Wholesale options. Upfront numbers. One person on your side.
Let’s work out what you can buy.
Send me the listing or tell me your budget. I’ll help you see the payment and cash to close.
Quality roofing. Thoughtful financing. We’ve teamed up with RoofWorks Northwest because their focus on craftsmanship and customer care reflects the service we aim to deliver.
Eligibility and terms apply. A HELOC is secured by your home; failure to repay can lead to foreclosure. Debt consolidation can turn unsecured balances into home-secured debt and may increase total costs.
FOUND A HOME YOU LOVE?
FOUND THE HOME? KNOW YOUR NUMBERS.
Three questions. Straight answers.
Can I buy it?
Understand your buying power before you make an offer.
What’s the payment?
Your estimated full monthly cost, including taxes, insurance and any HOA dues or mortgage insurance.
What’s the cash to close?
Down payment, closing costs and credits, laid out clearly. Estimates update as details are confirmed.
After more than 25 years in mortgages, I founded Seattle Wholesale Mortgage to offer a better way to finance a home: clear answers, transparent numbers and a smoother process.
I’m a Senior Loan Officer working as a mortgage broker and lender. Seattle Wholesale Mortgage is powered by O C Home Loans Inc. · Company NMLS #1842513
The wholesale mortgage marketplace gives me the flexibility to find a fit for your situation. I handle the details so you can focus on your move and your family.
Ratings checked October 2, 2026. Platform totals may include syndicated reviews and are not added together. Read each profile for current reviews and ratings.
TRANSPARENCY IS THE STARTING POINT
GOOD QUESTIONS. START HERE.
Find your answer. No personal information required.
THE QUESTION I HEAR IN EVERY MARKET CYCLE
Is Now a Good Time to Buy a Home?
Today, knowing the market, your strengths and your options matters more than ever. An experienced lender and Realtor can help you spot opportunities, compare tradeoffs and find a home and payment that fit your life.
I specialize in 8–14-day home closings. We’ll review your contract deadline, documentation and property together. Actual timing depends on underwriting, appraisal, title and required waiting periods.
What does wholesale mortgage access mean?
I can compare loan options across wholesale lenders rather than working from a single lender’s product menu. We’ll compare the rate, fees, loan structure and closing timeline for your situation.
Can I see my payment and cash to close before making an offer?
Yes. Send me the property listing. I can prepare estimates for the monthly payment and cash to close, including taxes, insurance, applicable HOA dues, closing costs and available credits. Final figures depend on the confirmed loan and property details.
Which states do you serve?
I serve clients in Washington, Oregon, Arizona, Colorado and Florida, with a focus on Seattle and the surrounding Puget Sound communities.
Do you help with both home purchases and refinancing?
Yes. I help buyers get preapproved and finance purchases, and help homeowners compare refinance options. For refinancing, we’ll look at both the potential savings and the costs.
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