30-YEAR FIXED 25% DOWN
Conventional financing illustration · Quoted October 30, 2026 · Revised 12:35 p.m.
See your Wholesale Advantage
Total closing-cost credits: $3,150.00
- Estimated cash to close before credits
- $562,669.41
- Wholesale Advantage creditThis illustration includes $2,500, applied at closing.
- −$2,500.00
- Estimated cash to close after Wholesale Advantage
- $560,169.41
- Appraisal creditApplied at closing; limited to actual appraisal fee, up to $650.
- −$650.00
- Wholesale Advantage cash to closeEstimated, after both credits
- $559,519.41
Loan amount $1,574,250 · Estimated payment includes taxes and insurance.
Illustration only—not a loan approval or commitment to lend. Subject to borrower and property qualification and lender approval. Rates, costs and terms may change. Credits are subject to eligibility and lender approval.
Payment details, assumptions & disclosures
Payment breakdown
Estimated payment includes principal and interest, property taxes and homeowners insurance. Mortgage insurance and HOA dues are $0 in this illustration. Taxes and insurance may change; other homeownership expenses are not included.
- Principal and interest
- $9,950.33
- Estimated property taxes
- $1,733.15
- Estimated homeowners insurance
- $145.00
- Mortgage insurance / HOA in illustration
- $0 / $0
- Estimated total monthly payment
- $11,828.48
Purchase price $2,099,000; 25% down; 75% loan-to-value; 30-year term (360 months). The quote includes $11,806.88 in discount points (approximately 0.75% of the loan). Prepaid interest is included in the quoted costs, not added again. Taxes and insurance are estimates, not verified assessed taxes or a binding insurance quote. With new construction, the completed-home tax assessment and final insurance cost may differ.
Credit score, debt-to-income ratio, occupancy requirements and rate-lock duration were not stated in the supplied illustration. Confirm eligibility and all terms with Lance and review the lender’s official Loan Estimate.
Exclusive to homes featured on this website. The Wholesale Advantage offer is available only on properties advertised here and does not apply to other homes.
The illustration includes a $2,500 Wholesale Advantage closing-cost credit and a separate $650 appraisal credit, already reflected in the estimated cash to close—not additional cash back. Credits apply at closing, are subject to eligibility and lender approval, and cannot exceed applicable eligible costs. The appraisal credit is limited to the actual appraisal fee, up to $650; no fee means no appraisal credit.
Before-credit and intermediate amounts are calculated from the dated illustration; final cash to close already includes both credits.
Payment breakdown
Estimated payment includes principal and interest, property taxes and homeowners insurance. Mortgage insurance and HOA dues are $0 in this illustration. Taxes and insurance may change; other homeownership expenses are not included.
- Principal and interest
- $9,950.33
- Estimated property taxes
- $1,733.15
- Estimated homeowners insurance
- $145.00
- Mortgage insurance / HOA in illustration
- $0 / $0
- Estimated total monthly payment
- $11,828.48
Purchase price $2,099,000; 25% down; 75% loan-to-value; 30-year term (360 months). The quote includes $11,806.88 in discount points (approximately 0.75% of the loan). Prepaid interest is included in the quoted costs, not added again. Taxes and insurance are estimates, not verified assessed taxes or a binding insurance quote. With new construction, the completed-home tax assessment and final insurance cost may differ.
Credit score, debt-to-income ratio, occupancy requirements and rate-lock duration were not stated in the supplied illustration. Confirm eligibility and all terms with Lance and review the lender’s official Loan Estimate.
Exclusive to homes featured on this website. The Wholesale Advantage offer is available only on properties advertised here and does not apply to other homes.
The illustration includes a $2,500 Wholesale Advantage closing-cost credit and a separate $650 appraisal credit, already reflected in the estimated cash to close—not additional cash back. Credits apply at closing, are subject to eligibility and lender approval, and cannot exceed applicable eligible costs. The appraisal credit is limited to the actual appraisal fee, up to $650; no fee means no appraisal credit.
Before-credit and intermediate amounts are calculated from the dated illustration; final cash to close already includes both credits.