/* Goal-led loan library and readable campaign destinations, in the existing SWM identity. */
.options-page{background:#f6f9fb;color:#001b2e}
.options-hero,.topic-hero{max-width:1260px;margin:0 auto;padding:72px 6% 62px;display:grid;grid-template-columns:minmax(0,1.5fr) minmax(240px,.8fr);gap:64px;align-items:center}
.options-hero h1,.topic-hero h1{font:600 clamp(42px,5.2vw,66px)/1.07 var(--sans);letter-spacing:-.045em;margin:16px 0 22px;text-transform:none}
.options-hero .eyebrow,.topic-hero .eyebrow{font-size:12px;color:#00759b;letter-spacing:.12em;display:block}
.options-hero p,.topic-hero p{font-size:19px;line-height:1.65;max-width:50ch;color:#3c596b}
.options-hero aside{border-left:3px solid #00a6e5;padding:8px 0 8px 30px}
.options-hero .options-hero-note{font-size:25px;line-height:1.45;color:#001b2e;font-weight:500;margin-bottom:20px}
.options-hero aside a{font-size:15px;font-weight:600;line-height:1.6;display:inline-flex;gap:12px;align-items:center;min-height:44px;text-underline-offset:5px}
.options-library{max-width:1180px;margin:0 auto;padding:40px 4% 60px}
.options-library-intro h2{font:600 clamp(25px,3vw,34px)/1.2 var(--sans);letter-spacing:-.03em;margin:0 0 12px}
.options-library-intro p{font-size:17px;line-height:1.6;color:#486475;margin:0 0 24px}
.goal-filters{display:flex;flex-wrap:wrap;gap:10px;margin:0 0 18px}.goal-filters[hidden]{display:none}
.goal-filters button{border:1px solid #afc6d3;border-radius:99px;background:#fff;color:#244c61;padding:12px 18px;font:500 15px/1.3 var(--sans);min-height:46px;cursor:pointer}
.goal-filters button[aria-pressed=true]{color:#fff;background:#001b2e;border-color:#001b2e}
.goal-filters button:hover{border-color:#00759b}.goal-filters button:focus-visible,.loan-card a:focus-visible,.options-page a:focus-visible{outline:3px solid #0079a6;outline-offset:5px}
.options-count{font-size:14px;color:#526b7a;margin:0 0 22px;min-height:22px}
.loan-card-grid{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:24px}
.loan-card{min-width:0;border:1px solid #cddce5;border-radius:16px;background:white;overflow:hidden;display:flex;flex-direction:column;transition:box-shadow .18s,border-color .18s}
.loan-card[hidden]{display:none}.loan-card:focus-within,.loan-card:hover{box-shadow:0 14px 28px #001b2e0d;border-color:#8dbcd2}
.loan-card-art{display:flex;justify-content:space-between;align-items:center;gap:18px;min-height:112px;padding:22px 26px;background:#eaf4f9;color:#006e96;border-bottom:1px solid #d8e7ee}
.loan-card-art svg{width:54px;height:54px;flex:0 0 54px}.loan-card-art span{font-size:10px;line-height:1.6;letter-spacing:.11em;max-width:15ch;font-weight:700;color:#31566b}
.art-move,.art-equity{background:#e9efef}.art-stock,.art-condo{background:#edf0f7}.art-credit,.art-roof{background:#e3f4fa}.art-credits{background:#f1f1e9}
.loan-card-copy{display:flex;flex-direction:column;flex:1;padding:25px 25px 20px}
.loan-card h2{font:600 23px/1.23 var(--sans);letter-spacing:-.035em;margin:0 0 15px}
.loan-card p{font-size:16px;line-height:1.7;color:#486475;margin:0 0 22px}
.loan-card a{display:flex;gap:12px;align-items:center;justify-content:space-between;font-size:15px;line-height:1.45;font-weight:700;min-height:48px;margin-top:auto;text-decoration:none;border-top:1px solid #dce7ed;padding-top:16px}
.loan-card a span{font-size:23px;color:#00759b}
.options-tool-row,.options-next{max-width:1088px;margin:0 auto 36px;border-radius:16px;display:flex;align-items:center;justify-content:space-between;gap:28px;padding:34px 38px;background:#e5f1f7}
.options-tool-row h2,.options-next h2{font:600 27px/1.25 var(--sans);letter-spacing:-.03em;margin:0 0 12px}
.options-tool-row p,.options-next p{font-size:17px;line-height:1.65;color:#3b5c70;margin:0;max-width:55ch}
.options-tool-row>div+div{display:flex;flex-direction:column;flex-shrink:0;gap:8px}.options-tool-row a{min-height:44px;display:flex;align-items:center;font-weight:600;text-underline-offset:5px}
.options-next{background:white;border:1px solid #cddce5}.options-next .button{flex-shrink:0;color:#fff;text-decoration:none}
.options-disclosure{max-width:1088px;margin:0 auto 56px;font-size:14px;line-height:1.75;color:#486475;padding:0 16px}
.options-back{display:block;width:fit-content;font-size:14px;line-height:1.5;min-height:44px;margin:0 0 20px;text-underline-offset:5px;color:#486475}
.topic-hero{padding-top:38px}.topic-hero h1{font-size:clamp(36px,4.8vw,60px)}.topic-hero .program-text-link{display:inline-flex;margin-top:18px;font-weight:600;min-height:44px;gap:16px;align-items:center;text-underline-offset:5px}.topic-hero .button{margin-top:24px;color:white;text-decoration:none}
.topic-hero-visual{min-height:285px;border-radius:30px;padding:40px;display:flex;flex-direction:column;justify-content:center;align-items:flex-start;gap:26px;background:linear-gradient(140deg,#c8edf9,#eaf4f9);color:#004966}
.topic-hero-visual svg{width:90px;height:90px}.topic-hero-visual span{font-size:22px;line-height:1.5;font-weight:500}
.first-visual{background:linear-gradient(140deg,#dce9eb,#eef3f4)}
.topic-body{max-width:1030px;margin:0 auto;padding:0 4% 36px}
.topic-section{padding:40px 0;border-top:1px solid #cadce6}
.topic-section h2{font:600 clamp(27px,3vw,35px)/1.2 var(--sans);letter-spacing:-.035em;margin:0 0 22px;max-width:34ch}
.topic-section>p{font-size:18px;line-height:1.75;color:#3c596b;margin:0 0 18px;max-width:70ch}
.topic-section .topic-source{font-size:14px;line-height:1.7;margin-top:24px;color:#547080}.topic-source a{text-underline-offset:4px}
.topic-links{display:flex;flex-wrap:wrap;gap:12px 28px;margin-top:24px}.topic-links a{display:inline-flex;align-items:center;min-height:44px;font-size:16px;font-weight:600;text-underline-offset:5px}
.loan-pathways{display:grid;grid-template-columns:1fr 1fr;gap:28px 40px;margin:30px 0}.loan-pathways article{border-left:3px solid #00a6e5;padding-left:22px}
.loan-pathways h3,.topic-rows h3,.credit-timing-tip h3{font:600 22px/1.3 var(--sans);letter-spacing:-.025em;margin:0 0 12px}
.loan-pathways p,.topic-rows p{font-size:17px;line-height:1.75;color:#486475}
.topic-rows>div{display:grid;grid-template-columns:1fr 2fr;gap:32px;border-bottom:1px solid #d5e2e9;padding:22px 0}.topic-rows h3,.topic-rows p{margin:0}
.topic-sources{border-top:1px solid #cddce5;padding:8px 0;margin:28px 0}.topic-sources summary{cursor:pointer;min-height:52px;padding:14px 0;font-weight:600}.topic-sources p,.topic-sources li{font-size:15px;line-height:1.75;color:#486475;margin-bottom:14px}.topic-sources ul{padding-left:22px}
.credit-timing{display:grid;grid-template-columns:1fr 1fr;gap:24px;margin:28px 0}.credit-timing>div{background:#e7f1f6;border-radius:12px;padding:24px}.credit-timing span{font-weight:600;font-size:18px;display:block;margin-bottom:12px}.credit-timing p{font-size:16px;line-height:1.7;color:#486475}
.credit-timing-tip{padding:28px;margin:28px 0;border-left:3px solid #00a6e5;background:#edf6fa}.credit-timing-tip p{font-size:16px;line-height:1.75;color:#486475;margin-bottom:16px}.credit-timing-tip a{font-weight:600;line-height:1.6;text-underline-offset:4px}
.options-brief-feature{max-width:1088px;margin:0 auto 22px;padding:34px 38px;border-radius:16px;background:#001b2e;color:#fff;display:grid;grid-template-columns:1.2fr 1fr;gap:38px;align-items:center}.options-brief-feature h2{font:600 30px/1.2 var(--sans);letter-spacing:-.03em;margin:10px 0 16px}.options-brief-feature .eyebrow{color:#80d8f7;font-size:11px}.options-brief-feature p{font-size:17px;line-height:1.7;color:#d5e8f2}.options-brief-feature a{display:inline-flex;align-items:center;min-height:48px;margin-top:12px;font-weight:600;text-underline-offset:5px}.options-brief-feature .options-personal{font-size:16px;line-height:1.75;border-left:1px solid #507185;padding-left:30px;color:#d5e8f2}
@media(max-width:1050px){.options-hero,.topic-hero{gap:36px}.loan-card-grid{gap:18px}.loan-card-copy{padding:23px 20px 18px}.options-tool-row,.options-next,.options-brief-feature{margin-left:4%;margin-right:4%}}
@media(max-width:850px){.loan-card-grid{grid-template-columns:repeat(2,minmax(0,1fr))}.options-hero,.topic-hero{grid-template-columns:1fr;gap:28px;padding:38px 6%}.options-hero aside{padding:12px 0 12px 24px}.options-hero .options-hero-note{font-size:21px}.topic-hero-visual{min-height:190px;flex-direction:row;align-items:center;justify-content:flex-start;padding:28px;gap:32px}.topic-hero-visual svg{flex:0 0 76px;width:76px;height:76px}.topic-hero-visual span{font-size:20px}.options-tool-row,.options-next{align-items:flex-start;flex-direction:column;padding:28px}.options-brief-feature{grid-template-columns:1fr;gap:22px;padding:28px}.options-brief-feature .options-personal{border-left:0;border-top:1px solid #507185;padding:22px 0 0}}
@media(max-width:600px){.loan-card-grid{grid-template-columns:minmax(0,1fr)}.options-library{padding:30px 6% 38px}.options-hero h1{font-size:46px}.topic-hero h1{font-size:38px}.options-hero p,.topic-hero p{font-size:18px}.goal-filters{gap:8px}.goal-filters button{font-size:14px;padding:11px 14px}.loan-card-art{min-height:90px;padding:18px 22px}.loan-card-copy{padding:24px}.loan-card h2{font-size:25px}.options-hero .options-hero-note br{display:none}.options-hero .options-hero-note{font-size:18px}.options-hero .options-hero-note br:after{content:' '}.loan-pathways,.credit-timing{grid-template-columns:1fr}.topic-body{padding:0 6% 24px}.topic-section{padding:30px 0}.topic-section>p{font-size:17px}.topic-rows>div{grid-template-columns:1fr;gap:10px;padding:24px 0}.topic-links{display:flex;flex-direction:column;align-items:flex-start;gap:8px}.topic-hero-visual{gap:20px;padding:24px;min-height:170px}.topic-hero-visual span{font-size:18px}.topic-hero-visual svg{width:64px;height:64px;flex-basis:64px}.credit-timing-tip{padding:23px}.options-next .button{width:100%;justify-content:center}.options-tool-row h2,.options-next h2{font-size:26px}.options-brief-feature h2{font-size:28px}.options-disclosure{margin-bottom:38px;padding:0 6%}}
@media(prefers-reduced-motion:reduce){.loan-card{transition:none}}